We are happily signing up study loan because we are
intimidated by the statement ‘0% interest’ charge.
We are excitedly taking up HDB home loan because ‘lowest
interest’ sounds better than high interest rate.
We feel so calm when taking up a loan because it says that it can
be payable within 12 months without interest.
Oh how the banks will not disclose to you that there are
hidden charges and interest handling charges involved.
How the banks will not disclose to you that if you do not
make the full payment at the end of the month, interest rate occurs.
No wonder Allah forbids interest/riba in everything we do.
‘Allah has permitted trade and has forbidden interest’ – (Surah Al Baqarah: 275)
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